Revelation! The Ultimate Guide to Applying for Hong Kong Public Housing: Green Form, White Form and Sandwich Class Housing - What are the Differences?
Learn about the application requirements for different qualifications and choose the most suitable public housing plan for yourself.
Public housing plans are an essential program established to address the housing needs of citizens in Hong Kong. If you are interested in applying for public housing, you need to know that banks will approve mortgage plans based on your application qualification. Now, let's learn about the three types of public housing application qualifications: Green Form, White Form, and White Form Two.
Green Form qualification refers to public housing residents under the Housing Authority or Housing Society (excluding "conditional tenancy" residents) and individuals who hold a valid "Green Form Certificate." If you have Green Form qualification, you can apply for first-hand or second-hand public housing.
White Form qualification is for Hong Kong permanent residents aged 18 or above who are not public housing residents. In addition, the applicant and family members listed on the application form must not have owned/co-owned any Hong Kong residential properties or received any housing subsidies in the past 24 months up to the date of signing the provisional sale and purchase agreement. If you have White Form qualification, you can apply for first-hand public housing, but if you want to apply for second-hand public housing, you need to participate in the White Form Two market plan.
White Form Two qualification refers to applicants who meet the White Form qualification and have successfully participated in the White Form Two market plan through drawing lots. If you have White Form Two qualification, you can apply for second-hand public housing.
Regardless of which public housing plan you want to apply for, a lottery will be conducted. Therefore, regardless of whether you have Green Form, White Form, or White Form Two qualification, before applying for public housing, it is recommended that you first understand the application requirements of different qualifications and choose the most suitable public housing plan for yourself. Different public housing plans have different application requirements and procedures, so you need to carefully read the application information and related regulations before applying. In addition, you also need to pay attention to the financial arrangements of different public housing plans, such as monthly mortgage payments, interest rates, and repayment periods.
If you meet the application qualifications for public housing, you can consider applying for it, which will be a stable housing choice suitable for you and your family. At the same time, applying for public housing also requires patience and determination, as the application process may take some time and require different procedures and steps.
In summary, public housing plans are an important housing choice that can help citizens have stable and suitable housing and improve their living environment. If you meet the application qualifications for public housing, you can choose the most suitable public housing plan based on your needs and situation. Remember to carefully read the application information and related regulations, as well as evaluate your financial situation and choose the most suitable mortgage plan. Good luck!