Be cautious in valuing haunted houses - accurate assessment requires personal inspection

Online valuations from banks may not be reliable - personal confirmation of property condition is necessary for correct appraisal

Hello everyone, today we are going to talk about valuing haunted houses, a seemingly scary but highly practical topic. When it comes to purchasing a property, valuation is an important aspect, but determining whether a unit is haunted and how to make a correct assessment is a topic worth exploring.

Firstly, we need to understand that online valuations are not the most reliable method. Although many banks provide valuation services on their websites, these valuations typically do not take into account factors related to haunted houses. Therefore, when purchasing a haunted property, we should personally visit the bank for valuation.

Of course, before going to the bank for valuation, we also need to confirm whether the unit is a haunted house or shares the same floor with one. If we confirm that the unit is a haunted house, we can inform the bank staff of this situation. When the bank staff contacts the appraisal company for inquiries, they will inform the company that the unit is a haunted house and adjust the valuation accordingly. This way, we can obtain a more accurate valuation.

After we obtain the valuation figure, we can negotiate with the seller to try to make the transaction price as close to the valuation as possible. The benefit of doing so is that if the transaction price is close to the valuation, we can more easily apply for a high percentage mortgage and avoid loan difficulties.

In summary, valuing haunted houses is a very important process but requires caution. After confirming that a unit is a haunted house, we should personally visit the bank for valuation to obtain a more accurate valuation figure. At the same time, we should also negotiate with the seller to make the transaction price as close to the valuation as possible, to avoid loan difficulties.

Finally, we should also note that valuing haunted houses is not something that can be judged based on feelings or rumors. Instead, we need to rely on real data and correct information to make the correct judgment. Therefore, we need to patiently conduct investigations and valuations to ensure that our investment does not incur significant risks.

We hope that today's discussion has been helpful to you. Thank you for listening.